United Brokerage Services, Inc. - Product Information

FIXED ANNUITY OF THE MONTH:

OPTION 1:
* 2.7% guaranteed yield
* Issue Age = 0-89
* 5 year annuity

OPTION 2:
* 1st year rate = 3.5%
* 2nd year rate = 3%, HOWEVER if the interest rates are higher at that time, your client will receive a higher rate!
* Issue Age = 0-90
* 6 year annuity

OPTION 3:
* 1st year rate = 4.4%
* 2nd year rate = 4.4% (based on current base rate of 2.4%)
* 3rd - 7th year rate = Portfolio Rate
* Issue Age = 0-85
* 7 year annuity

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© Copyright 2004, United Brokerage Services, Inc. All rights reserved.
3340-A Annapolis Lane North, Minneapolis, MN 55447. 763-512-1680.

FIXED ANNUITY OF THE MONTH:OPTION 1:* 2.7% guaranteed yield* Issue Age = 0-89* 5 year annuity OPTION 2:* 1st year rate = 3.5%* 2nd year rate = 3%, HOWEVER if the interest rates are higher at that time, your client will receive a higher rate!* Issue Age = 0-90* 6 year annuity

OPTION 3:* 1st year rate = 4.4%* 2nd year rate = 4.4% (based on current base rate of 2.4%)* 3rd - 7th year rate = Portfolio Rate* Issue Age = 0-85* 7 year annuity

FIXED ANNUITY OF THE MONTH:

OPTION 1:
* 2.7% guaranteed yield
* Issue Age = 0-89
* 5 year annuity

OPTION 2:
* 1st year rate = 3.5%
* 2nd year rate = 3%, HOWEVER if the interest rates are higher at that time, your client will receive a higher rate!
* Issue Age = 0-90
* 6 year annuity

OPTION 3:
* 1st year rate = 4.4%
* 2nd year rate = 4.4% (based on current base rate of 2.4%)
* 3rd - 7th year rate = Portfolio Rate
* Issue Age = 0-85
* 7 year annuity