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About UsUnited Brokerage Services (UBSi) is an independently owned and operated national sales and marketing financial organization. Established in 1989, we represent 30+ insurance carriers that offer a wide variety of insurance products to fit your needs.
We work with each person and their individual needs; whether it is working with a financial rep with case design details and direction or working with our clients and getting their financial life organized. Our approach is to help create, keep and pass on wealth through great service and integrity. |
United Brokerage Services, Inc. works with financial professionals and clients on concepts relating to retirement and estate planning. Through our advisors we help identify your financial goals and implement a program to help achieve these goals. Our Advisors offer Wealth Transfer strategies, Legacy Building solutions, Asset Accumulation, Retirement and Income Planning. Some of the many products offered are:
deferred annuities (1-10 years) medicare programs asset managed programs*
bonus deferred annuities long term care insurance variable annuities*
death benefit annuities universal, whole, term and indexed life insurance mutual funds*
income annuities inheritance life insurance fixed income securities*
fixed index annuities disability insurance 529 plans*
immediate annuities
owner driven annuities
gift annuities
* Please visit Lincoln Investment at www.lincolninvestment.com for more details on securities products and services.
deferred annuities (1-10 years) medicare programs asset managed programs*
bonus deferred annuities long term care insurance variable annuities*
death benefit annuities universal, whole, term and indexed life insurance mutual funds*
income annuities inheritance life insurance fixed income securities*
fixed index annuities disability insurance 529 plans*
immediate annuities
owner driven annuities
gift annuities
* Please visit Lincoln Investment at www.lincolninvestment.com for more details on securities products and services.
Mary Beseke, CFP®
2020 Five Star Wealth Manager* Mary is a CERTIFIED FINANCIAL PLANNERTM professional with over 31 years experience in the financial industry. She is a current member of the Financial Planning Association (FPA) and holds her FINRA Series 7 and 63. She is a well-known speaker and educator in the Retirement and Legacy Planning markets. She has worked for over 20 years as an independent financial consultant, this allows her to gain access to multiple companies and investment options available in the marketplace to help achieve her clients’ and financial advisors' objectives. Mary has trained advisors how to plan for catastrophic illness, helped create advisor programs to reduce income taxes, social security planning, lower their clients estate taxes and protect their estates. She is currently updating her business, economic and technical skills at the University of Phoenix. She is a 2012-2020 recipient of the Five Star Wealth Management award. Mary lives with her family in Maple Grove, MN. FINRA Series 7 and 63 / Life & Health insurance licensed in several states. |
Rachelle Nelko
2020 Five Star Wealth Manager* Rachelle brings over 29 years of experience and knowledge in the financial services industry. She assists financial professionals on product and case design, while developing sales strategies to assist them in growing their client base. In addition, she works with many of her own clients’ to help them obtain their financial goals Rachelle received her BA degree from the University of St. Thomas, and holds her insurance license along with the FINRA Series 6, 63, 26, 51, and 65. She is 2014-2020 recipient of the Five Star Wealth Management award. In her spare time, Rachelle runs a local non-profit, and serves on multiple boards within her community. She also volunteers at her sons' school, and loves cheering them on at the rink and golf course. She currently resides in Plymouth, MN with her husband Trevor and their two sons, Tristan and Dylan. FINRA Series 6, 63, 26, 65 and 51 / Life & Health insurance licensed in several states. |
* Presented to less than 7% of wealth managers with five years of experience in the financial services industry within a market area. Each wealth manager was reviewed for regulatory actions, civil judicial actions and customer complaints. The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria:
1) Credentialed as an investment advisory representative (IAR) or a registered investment advisor;
2) Actively employed as a credentialed professional in the financial services industry for a minimum of five years;
3) Favorable regulatory and complaint history review;
4) Fulfilled their firm review based on internal firm standards;
5) Accepting new clients;
6) One-year client retention rate;
7) Five-year client retention rate;
8) Non-institutionalized discretionary and/or non-discretionary client assets administered;
9) Number of client households served;
10) Educational and professional designations.
Wealth managers do not pay a fee to be considered or awarded.
Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. Wealth Managers may or may not use discretion in their practice and therefore may not manage their clients assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded with this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 3,606 Twin Cities-area wealth managers were considered for the award; 589 (16% of candidates) were named 2020 Five Star Wealth Managers. 2019: 3,504 considered, 671 winners; 2018: 2,622 considered, 591 winners; 2017: 2,304 considered, 836 winners; 2016: 2,083 considered, 854 winners; 2015: 2,673 considered, 825 winners; 2014: 1,931 considered, 844 winners; 2013: 2,151 considered, 863 winners; 2012: 1,256 considered, 624 winners.
To qualify as having a favorable regulatory and complaint history for this award, the person cannot have (1) been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine, (2) had more than a total of three customer complaints files against them (settled or pending) with any regulatory authority of Five Star Professional’s customer complaint process, (3) individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, (4) filed for bankruptcy, or (5) been convicted of a felony.
1) Credentialed as an investment advisory representative (IAR) or a registered investment advisor;
2) Actively employed as a credentialed professional in the financial services industry for a minimum of five years;
3) Favorable regulatory and complaint history review;
4) Fulfilled their firm review based on internal firm standards;
5) Accepting new clients;
6) One-year client retention rate;
7) Five-year client retention rate;
8) Non-institutionalized discretionary and/or non-discretionary client assets administered;
9) Number of client households served;
10) Educational and professional designations.
Wealth managers do not pay a fee to be considered or awarded.
Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. Wealth Managers may or may not use discretion in their practice and therefore may not manage their clients assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded with this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 3,606 Twin Cities-area wealth managers were considered for the award; 589 (16% of candidates) were named 2020 Five Star Wealth Managers. 2019: 3,504 considered, 671 winners; 2018: 2,622 considered, 591 winners; 2017: 2,304 considered, 836 winners; 2016: 2,083 considered, 854 winners; 2015: 2,673 considered, 825 winners; 2014: 1,931 considered, 844 winners; 2013: 2,151 considered, 863 winners; 2012: 1,256 considered, 624 winners.
To qualify as having a favorable regulatory and complaint history for this award, the person cannot have (1) been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine, (2) had more than a total of three customer complaints files against them (settled or pending) with any regulatory authority of Five Star Professional’s customer complaint process, (3) individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, (4) filed for bankruptcy, or (5) been convicted of a felony.
This site has been prepared solely for information purposes is not intended to be a solicitation, offer or sale of securities products or investment advisory services to anyone who resides outside of the United States. Lincoln Investment and Capital Analysts are registered as investment advisers with the U.S. Securities and Exchange Commission and Lincoln Investment is registered as a broker/dealer in all 50 states. Lincoln Investment, Capital Analysts and its Financial Representatives may only transact business in a particular state if first registered and only after complying with registration requirements. Advisory services offered through Lincoln Investment or Capital Analysts Registered Investment Advisers. Securities offered through Lincoln Investment, Broker Dealer, Member FINRA/SIPC. www.lincolninvestment.com. United Brokerage Services, Inc. and the above companies are independent and non-affiliated. When you link to any of these websites provided here, you are leaving this site. We make no representation as to the completeness or accuracy of information provided at these sites. Nor are we liable for any direct or indirect technical or system issues or consequences arising out of your access to or use of these third-party sites When you access one of these sites, you are leaving www.unitedbrokerageservices.com and assume total responsibility for your use of the sites you are visiting. This site is not intended for legal and tax advice. Please consult your Attorney and Accountant for legal and tax advice. Tax, legal, or Social Security claiming advice is not offered through, nor supervised by Lincoln Investment or Capital Analysts. All content, materials, and programs included on this website, including all code, text, graphics, and logo property of United Brokerage Services, Inc. (or its third party licensors) and cannot be reused for any purpose without the express written consent of United Brokerage Services, Inc. In addition, the overall look and feel and the compilation of all materials and content on this website is the property of United Brokerage Services, Inc.
© Copyright 2020, United Brokerage Services, Inc. All rights reserved.
3030 Harbor Lane North, Suite 140, Minneapolis, MN 55447
P: 1.800.348.3863 I P: 763.512.1680 I F: 763.512.1754 I info@unitedbrokerageservices.com
About Us I Financial Professionals I Client Solutions I Contact us
© Copyright 2020, United Brokerage Services, Inc. All rights reserved.
3030 Harbor Lane North, Suite 140, Minneapolis, MN 55447
P: 1.800.348.3863 I P: 763.512.1680 I F: 763.512.1754 I info@unitedbrokerageservices.com
About Us I Financial Professionals I Client Solutions I Contact us